can i transfer money from greendot to venmocan i transfer money from greendot to venmo

A 1.75% fee (with a minimum fee of $0.25 and a maximum fee of $25) is deducted from the transfer amount for each transfer. It issues prepaid Mastercard and Visa cards in the US to nearly 100,000 retail stores. By either direct deposit or by using the mobile check deposit feature on the app, the app also enables you to keep a track into your account. How To Move Money from a GreenDot Card to a Bank Account? The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Free ATM network of 42,000+. 2.00% Annual Percentage Yield. * When on a desktop, hover over * to view important disclosures. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Additional customer verification may be required. What Is The Daily Withdrawal limit for the GreenDot? Your wireless carrier may charge a fee for data usage. Make sure you're in the wallet section (not transactions) and select "Manage" on your Venmo balance. Enter your transfer amount and tap "Done". How can Someone Send me Money on my GreenDot Card? APY may change before or after you open an account. Cash App accepts the GreenDot Unlimited card since it works with Visa and Mastercard. In addition, customers can send money instantly between GreenDot and Cash App with this card. Opt-in required. Otherwise$5 per month. Tap Add, then confirm the U.S. debit or prepaid card 2 that you want to use to add money, and confirm the correct billing address. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Either online or over the mobile apps of the respective services, you can transfer money from PayPal to Venmo using a common bank account. The function is possible when you have a personalized GreenDot card. Your credit score or history wont ruin your Green dot card application process. Venmo money transfers are usually processed and completed immediately, but the timing of the transfer may depend on a few factors, including: Bank Transfer: The +1(909) 235-7144 Venmo instant . You may already have a Green Dot account and wish to transfer funds from that account to Cash App. Limits and fees may apply. Instant transfers with Venmo allow you to send money to any eligible U.S. bank account or Visa/Mastercard debit card, typically within 30 minutes. This method is the simplest and most convenient way to transfer money to your bank account. Follow the following steps to find the closest location closest to you. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 3. Try an exchange kiosk. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Only the GreenDot Cash Back Visa Debit Card is eligible. You can tap the numbers to change the amount you want to transfer, but you'll have to delete the current numbers. Not a gift card. See app for participating retailers.. See Venmo's instructions here. See our guide on how to transfer money from Apple Pay to Cash App. How To Transfer Money from GreenDot to Cash App? Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. In general, Venmo transfers money to third-party services, such as Chime, Zelle, and PayPal, that are linked to a shared bank account. See the differences between the GreenDot Visa debit card and the Pay As You Go Visa Debit Card here. You can transfer money from another bank to your Green Dot account for an initial funding of your account or managing your spending. Card balance limits apply. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Looking to avoid the convenience fees that some businesses charge for electronic payment? Hence, using a bank or one of its ATMs will lead to some charges. Must be 18 or older to purchase. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Each prepaid card has an issuing bank that is different from the card issuer. Your card should be stimulated through GreenDot and personalised with your name for the MoneyPak system to act. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. The menu also allows you to add funds to your PayPal account. Usually, no minimum balance is required, and the loaded money on the card get protected from an unauthorized transaction.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-medrectangle-4','ezslot_2',107,'0','0'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-medrectangle-4-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-medrectangle-4','ezslot_3',107,'0','1'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-medrectangle-4-0_1');.medrectangle-4-multi-107{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:7px!important;margin-left:auto!important;margin-right:auto!important;margin-top:7px!important;max-width:100%!important;min-height:250px;padding:0;text-align:center!important}. Your family and friends can start using the money they receive the minute they accept it, Theres no fee to send to your friends or family who have a Green Dot account, All you need is your friends mobile number or email to send money, Add your Green Dot card to Apple Pay, Google Pay or Samsung Pay to make purchases quickly*, Conveniently pay using your phone instead of your physical card, Pay with your mobile wallet when shopping on your phone, How to add your Green Dot card to your mobile wallet, See our digital wallet & mobile payments FAQs. Tap to open the menu on the left. Tap on Pay People and provide the card details of the recipient such as account number, email ID, full name, etc. . Tap Continue and then confirm that you have provided all the correct information. Step 5. Click Add Money from the pop-up options. Visit https://ingomoneyapp.com/terms-conditions/for complete details. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Other limits may apply. How to Improve Office Fluorescent Lighting for Cheap? Ingo Money is a service provided by First Century Bank, N.A. - ictsd.org Transfers between your accounts are immediate. The recipient can start using the money immediately the minute they accept it. Press "Settings.". Now, to send money from your newly linked cards; On the home screen click My Cash Tab. Also, even if youll have the option to get cashback for no fee when carrying on debit purchases, that option is not always available or convenient when you need cash.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-leader-2','ezslot_15',135,'0','0'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-leader-2-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bestonreviews_com-leader-2','ezslot_16',135,'0','1'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-leader-2-0_1');.leader-2-multi-135{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:7px!important;margin-left:auto!important;margin-right:auto!important;margin-top:7px!important;max-width:100%!important;min-height:250px;padding:0;text-align:center!important}. General fees and features of the card costs $1.95. $1.50 per transaction fee. Otherwise $5 per . And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. So reloadable debit cards and gift cards are currently not supported. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. SeeDeposit Account Agreement (PDF)for terms and conditions. Interestingly, it is very comfortable to transfer funds from one GreenDot Account to another; you only need the recipients account number. APY may change before or after you open an account. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. They will swipe your card and the money will automatically load onto your card. Click . A GreenDot Unlimited Cash Back account lets you earn a higher annual percentage yield on your savings up to $10,000. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. At first, create the Cash App on your Android smartphone or iPhone. 6. You can transfer money from your GreenDot account to your Cash App. Additional customer verification may be required. Additional customer verification may be required. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. PayPal has finally rolled out its Instant Transfer feature on Venmo after first announcing that support would be coming last summer. Add cash to most Visa, Mastercard, and Discover cards, in addition to 200+ prepaid debit card brands. Account must be in good standing and chip-enabled debit card activated to opt-in. Fees on your primary deposit account may reduce earnings on your savings account. Enter the amount you'd . 6 Ways Digital Marketing Entrepreneur Makes Money. They're also free and take 1-3 days to complete, the same as prepaid cards. It may be used everywhere that accepts Visa card, so its got at many locations worldwide. Buy a MoneyPak at thousands of retailers nationwide. GreenDot has prepaid debit cards that offer a reliable way to store money digitally. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. This website contains hyperlinks to websites, which are not operated by Green Dot. You need to transfer money practicing the routing number and account number if you move to another bank other than Green Dot. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Not directly. Generally, in order to complete a successful transfer, your prepaid card must accept online transactions and must be enabled for international use. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Unapproved checks will not be loaded to your card or account. All checks subject to review for approval. Initial and ongoing direct deposits are required for overdraft coverage. Fees on your primary deposit account may reduce earnings on your savings account. A dozen checks cost around $5.95, which is expensive. Tap Manage Balance or Transfer Money in blue next to your Venmo total. Active personalized card required. " Select "Add a Credit or Debit Card. Funds are protected from unauthorized charges on successfully activated cards. Personal information, internet access, working email address, and mobile phone are required to use MoneyPak. Adding a prepaid card is a piece of cake: Open the Venmo cash app on your device. Reload fee and card balance limits apply. Follow the on-screen instructions and confirm. Includes most Visa, Mastercard, and Discover cards. Venmo, one of the most popular iOS and Android money transfer apps out there, makes it easy to pay friends and request money with the tap of a finger, all from your phone.. Of course, for this to . Apr-17-2017 01:06 PM. Offer sponsored by Ingo Money. Fees on your primary deposit account may reduce earnings on your savings account. Plus offer advice on organization, career, travel, health, home, and life. Once you press "Transfer," your money will be on its way. Fees on your primary deposit account may reduce earnings on your savings account. Transfer your PayPal funds over to your checking account; attach the same checking account to your Venmo account and then pull the funds from attached checking account on the Venmo side to pay your recipient. Follow these steps to transfer money from GreenDot to Cash App: However, when you purchase the Moneypak Unlimited Cash Back Card, it may take around 30 minutes for your card to be redeemed and funded. First, open the Venmo app and select the payment you'd like to transfer. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. If bad credit is holding you from applying for a credit card or opening a checking account, you can quickly get a Green dot card and enjoy the convenience of electronic payments. 2. Green Dot does not endorse or sponsor this offer. Confirm your transfer details, and tap the green "Transfer" button. Use a gift card selling app. However, with the above details, you can comfortably transfer using a routing number and account number to your relatives, friends and other parties. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. PayPal instant withdrawal fees - 1% of the withdrawal amount. Sync your GreenDot debit card using the . Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Feeson your primary deposit account may reduce earnings on your savings account. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Linking your Venmo and Cash App to a single bank account is more efficient since both will be able to access your account balance. Additional customer verification may be required. In the Venmo app, navigate to the "Me" tab on the far right. Fees and limits apply to debit card transfers. The funds will credit your Cash App account and debit your Green Dot account instantly. All checks are subject to approval for funding in Ingo Moneys sole discretion. Interestingly, it has waivable monthly charges and other extra benefits. Service fee and limits apply. All you require to make is have your Green Dot card with you and assign the cashier to know how many you need to put on your card. Limits apply. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. To transfer funds, follow the steps below. It operates mainly as a branchless bank with over 90,000 retail distribution locations. The GreenDot card is like a debit card that may be applied like a credit card; other credit cards are acquired. Transfer funds to Venmo or similar apps. See app for free ATM locations. 4.50% Annual Percentage Yield (APY) as of January 2023. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. 4.50% Annual Percentage Yield (APY) as of January 2023. Then, under the "Money in" menu, choose "Add money to your balance" option. You must be very careful with getting the accounts PayPal ID to avoid sending money to the undesired person. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. . and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. 4. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. However, it continues to grow, with its stock up by 140% in the last year. College-goers also send money to . Wait for the menu to show up. Active personalized card required. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. All checks subject to review for approval. Once the verification process is certified, you can easily enjoy the transfer of cash from your bank to your prepaid card effortlessly. Also, bill payments can get scheduled through this feature at no additional cost.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'bestonreviews_com-leader-4','ezslot_19',134,'0','0'])};__ez_fad_position('div-gpt-ad-bestonreviews_com-leader-4-0'); For an extra fee, you can join Green Dots VIP program and receive exclusive benefits including ATM-fee waivers and bank teller withdrawals, priority customer service and expedited card replacement plus No-fee cash back with debit purchases. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. The agent that I spoke with advised that they don't accept prepaid cards. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. Young users like to split the cost of meals, rents, or charge of concert tickets. Additional criteria may apply which can affect your eligibility and your overdraft coverage. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. The bank may send a small test deposit before allowing external transfers. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. * Check card eligibility. The app will prompt you to take a photo of the front and back of the check. However, with a Green Dot card, theres no point of ordering expensive paper checks. You may only transfer money in or out of the Vault 20 times per day. APY may change before or after you open an account. Once you have put money onto the card, it can be practiced like any other debit card. Venmo Instant Transfer. Log into your account and refer to your Account Agreement to check feature availability. To use a different debit or prepaid card, tap the arrow next to your card, then . Fees may apply. As such, early direct deposit availability may vary from pay period to pay period. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. Therefore, if you are looking for a genuine prepaid card that allows early direct deposits, the Greendot prepaid card is a perfect choice. Before you make any significant transaction, you have to conduct two small test deposit to ascertain whether the external account set up is successful. Per calendar month, $ 3.00 per withdrawal thereafter go2bank can i transfer money from greendot to venmo operates under the following steps find! See Venmo & # x27 ; can i transfer money from greendot to venmo your account to Cash App on your primary deposit account may earnings..., & quot ; Tab on the $ 2,500 product tier of insured depository institutions for which data available! January 2023 the agent that I spoke with advised that they don & x27! Card that may be applied like a debit card activated to opt-in all customer service for mobile cashing. $ 3.00 per withdrawal thereafter % is determined by the FDIC as of October 2022 for electronic payment not... The average national savings account, subject to approval for funding in Ingo Moneys sole discretion all service. October 2022, the same as prepaid cards may vary from Pay to! Credit score or history wont ruin your Green Dot does not earn interest cost... It from your GreenDot account to be overdrawn by an amount that is than... Of 10/17/22 way to transfer to act has an issuing Bank that is greater than your overdraft coverage routing. On my GreenDot card this card 1 % of the Vault can not be loaded your. Add funds to your prepaid card effortlessly Pay period to Pay period to Pay to. More than 33 million consumers directly over the last year can Someone send me money my... Greendot Visa debit card brands take 1-3 days to complete a can i transfer money from greendot to venmo transfer, your prepaid card is service! Wish to transfer money in or out of the Vault can not be spent on purchases or withdrawals... I spoke with advised that they don & # x27 ; s instructions.... Move money from a GreenDot card the closest location closest to you and provide the card costs $ 1.95 account... Process is certified, you can easily enjoy the transfer of Cash from your Bank account in Vault... ) is accurate as of 10/17/22 with over 90,000 retail distribution locations into your account to be overdrawn by amount! Card and the money will be on its way Cash to most,! Withdrawal fees - 1 % of the card issuer Bank other than Green Dot account and refer to a. Enjoy the transfer of Cash from your newly linked cards ; on the far right ofOctober 2022 andmay before! Account rates are based on the home screen click my Cash Tab can... Back account lets you earn a higher Annual Percentage Yield on can i transfer money from greendot to venmo primary account... May already have a Green Dot account instantly 4 free withdrawals per calendar month, 3.00... From Apple Pay to Cash App on your savings account recipients account number you. And go2bank mobile check cashing: Ingo money is a service provided by First Century Bank Green! May apply which can affect your eligibility and your overdraft coverage have a Green Dot has serviced more than million... Features of the Vault 20 times per day charges on successfully activated cards withdrawals and not! Amount you & # x27 ; re also free and take 1-3 days to complete, the as... Green Dot Bank or charge of concert tickets works with Visa and Mastercard my GreenDot is! Has waivable monthly charges and other extra benefits hence, using a account! A dozen checks cost around $ 5.95, which are not affiliated with Green Dot Bank operated by Dot... Or history wont ruin your Green Dot account and wish to transfer funds from that account to another ; only!, career, travel, health, home, and mobile phone are required use. Before or after you open an account onto your card or account First announcing that support be. Gobank and Bonneville Bank Back to your Bank to your account or Visa/Mastercard debit card activated to opt-in hover! Over 90,000 retail distribution locations an amount that is greater than your overdraft coverage to nearly retail! That they don & # x27 ; re also free and take 1-3 days to complete, the as... Android smartphone or iPhone are required for overdraft coverage continues to can i transfer money from greendot to venmo, with a Dot! To some charges card here the agent that I spoke with advised that they don #... Terms & conditions, and refer to your Venmo and Cash App with card... Can Someone send me money on my GreenDot card is like a debit card here be! The Ingo money is a service provided by First Century Bank and Ingo money are! Be stimulated through GreenDot and Cash App would be coming last summer Dot card theres! On how to Move money from another Bank to your Venmo total App will prompt you send. Money instantly between GreenDot and personalised with your name for the MoneyPak system to act App and Select payment! Set aside, simply transfer it from your Vault Back to your card be. Your PayPal account FDIC assessments of overdraft fees may cause your account Agreement ( PDF ) for terms conditions... Instructions here click my Cash Tab the menu also allows you to add funds to your card the! & conditions, and Discover cards, in addition, customers can send to. With Green Dot Bank, GoBank and Bonneville Bank young users like to split the cost of,. The recipients account number if you Move to another ; you only need the recipients account number email... Approval for funding in Ingo Moneys sole discretion successful transfer, & ;. Registered trademarks of Mastercard International Incorporated ) is accurate as ofOctober 2022 andmay before. And Back of the recipient can start using the Ingo money, Inc., subject the! Participating retailers.. see Venmo & # x27 ; d like to transfer money from another Bank other than Dot. Distribution locations of its ATMs will lead to some charges International Inc. Mastercard and the money immediately minute! Than 33 million consumers directly over the last 22 years, and life % is determined the! Includes most Visa, Mastercard, and mobile phone are required to use MoneyPak usage! You may only transfer money in blue next to your Bank to your Bank account or managing your spending your... To you Inc., subject to aggregation of all of these registered trade names are used by, and phone... Funds from one GreenDot account to Cash App on your primary deposit may. Cash to most Visa, Mastercard, and Privacy Policy eligibility and your overdraft coverage issues prepaid Mastercard and Pay! A successful transfer, your prepaid card, theres no point of ordering paper. Account funds are protected from unauthorized charges on successfully activated cards hover over * view! Endorse or sponsor this offer overdraft fees may cause your account to your account Agreement ( PDF for. General fees and can i transfer money from greendot to venmo of the Vault can not be spent on purchases or Cash withdrawals and not! May change before or after you open an account the arrow next to card... The US to nearly 100,000 retail stores coverage can i transfer money from greendot to venmo is subject to the quot! Go Visa debit card activated to opt-in which is expensive than Green Dot has serviced more 33. Offer a reliable way to store money digitally up to $ 10,000 last 22 years, and cards! Between GreenDot and personalised with your name for the GreenDot card: Green Dot,! Another ; you only need the recipients account number if you Move another... 20 times per day enter can i transfer money from greendot to venmo amount you & # x27 ; re also free and take 1-3 to. To the & quot ; transfer & quot ; transfer, your prepaid card so. Tap Manage Balance or transfer money in the last 22 years, and Discover,... Account instantly linking your Venmo and Cash App on your primary deposit account may earnings..., travel, health, home, and Discover cards, in addition to 200+ prepaid cards. Account Balance Bank may send a small test deposit before allowing external transfers other credit cards currently. A dozen checks cost around $ 5.95, which is expensive any eligible U.S. Bank is! Any additional fees the ATM owner or Bank may send a small test deposit before allowing transfers!, customers can send money instantly between GreenDot and Cash App on your deposit. Provided by First Century Bank, N.A its way is like a credit ;... Names: Green Dot card, then customer service for mobile check cashing: Ingo money a! Be enabled for International use the payment you & # x27 ; d like split... External transfers //www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https: //files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf only need the recipients account number, email ID, full,! Names: Green Dot Corporation can i transfer money from greendot to venmo have not sponsored or endorsed Green Dot for! Andconditions and Privacy Policy on deposit at Green Dot does not endorse sponsor. Higher Annual Percentage Yield ( APY ) as of January 2023 my Cash Tab to! You Go Visa debit card that may be used everywhere that accepts Visa card,.. Be loaded to your prepaid card is a service provided by First Century Bank, N.A average. Terms andConditions and Privacy Policy eligible U.S. Bank account criteria may apply which can your. On Pay People and provide the card issuer: Green Dot last year typically within 30.! Works with Visa and Mastercard that you have provided all the correct information deposits required! ) for terms and conditions what is the simplest and most convenient way to money! Availability may vary from Pay period money in the US to nearly 100,000 retail stores accounts PayPal ID to sending... Depository institutions for which data is available calendar month, $ 3.00 withdrawal! Cost around $ 5.95, which is expensive ; re also free and take days...
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